Effective date 6 Jan 2015(% per year)
|Prime Lending Rate|
|According to Business Segments|
|Corporate Credit||SME Credit *)||Micro Credit||Consumer Credit|
|Prime Lending Rate||10.02%||11.02%||-||12.17%||13.17%|
a. Prime Lending Rate (PLR) calculation does not include Bank customer's individual risk premium component which is dependant on the Bank's assessment of each debtor's/group of debtors' risk. Therefore, the lending rate for each customer is not necessarily the same as PLR.
b. Consumer credit that is non mortgage excludes funding through credit card and non-collateralised loan.
*) Commercial Loan